Consumer Driven Health Plan

A CDHP-HSA is a high deductible health plan that is paired with a Health Savings Account to offset qualified health expenses.

 

If you participte in the CDHP plan, you will also become eligible and enrolled in a Health Savings Account.

Click here to review the 2022 CDHP Informational Booklet and FAQ's. 

Health Savings Accounts (HSA's) provide a tax-advantage method to pay for eligible medical expenses such as deductibles and coinsurance. You own and control the money in your HSA; you decide how and when to use the money to pay for Eligible Medical Expenses or save it for future needs.

Oberlin College will deposit a quarterly contribution amount into your HSA account even if you do not contribute your own dollars. You will not be required to complete any requirements for the Oberlin College contribution amounts. 

These HSA dollars can be used to cover 100% of HSA-eligible expenses. If dollars remain at year-end, they roll over for you to use in the future. The HSA account is owned by you and is also portable; you take it with you if you leave the plan or the college.

Employees who participate in the CDHP with HSA plan have the option to fund your HSA account with pre-tax payroll deductions. The Internal Revenue Service sets contribution limits annually for HSA’s. Each calendar year HSA employee contributions are terminated on December 31. You must renew this benefit annually. To fund your HSA through payroll Complete our HSA Enrollment Form.

Customer Service can support you regarding account balances, setup investment options, pay bills, transfer funds and navigation starting My Health Plan regarding the Medical Mutual HSA.

For a summary, review the Summary of Benefits and Coverage (SBC)

For detailed information, review the Summary Plan Description (SPD)

CDHP with HSA Plan Option  Summary of Benefits and Coverage  Summary Plan Description 
  • Single 
2021 SBC 2021 SPD
  • Employee + Spouse/DP
  • Employee + Child 
  • Employee + Children 
2021 SBC 2021 SPD
  • Family 
2021 SBC 2021 SPD

 

  

To search for a medical facility, physician or specialty physician, search the provider network

  • Our provider network is called SuperMed PPO.
  • For providers outside of Ohio, you will use the Aetna Open Choice PPO network.

Visit My Health Plan to register for a secure member website. Find doctors in the network, estimate costs, check claims, receive your Explanation of Benefits (EOB), and more! 

Download the Mobile App for free now from the Apple App Store or Google Play by searching MedMutual

Benefits Enrollment Form

Benefits Cancellation Form

2021 HSA Employee Contribution Election Form

Medical Mutual HSA Authorization Form

Spousal Coordination of Benefits Form - A spouse/domestic partner of an Oberlin College employee is required to participate in his/her employer sponsored health care plan if: the spouse/domestic partner has access to continuous group health coverage through his/her employment, and the employer contributes at least 50 percent of the premium. If these conditions are met, the spouse/domestic partner must enroll in his/her employer’s health care plan. 

 

Oberlin College will deposit a quarterly contribution amount into into your HSA account even if you do not contribute your own dollars.

When? Oberlin will make four (4) equal quarterly deposits into your HSA account, in January, April, July, and October. 

You will not be required to complete any health prerequisites to receive the contribution.

 

 

Employee Only

Employee + Spouse/Domestic Partner

- OR -

Employee + Child(ren) 

Family Plan 
2021 $1,000 $1,500 $2,000
2022 $1,500 $2,250 $3,000

 

Customer Service can support you regarding account balances, setup investment options, pay bills, transfer funds and navigation starting My Health Plan regarding the Medical Mutual HSA.

Medical Mutual Customer Service for inquires: (800) 522-2037  

MySpendingAccounts@MedMutual.com

Oberlin College Department of Human Resources: (440) 775-8430

Human.Resources@oberlin.edu