Oberlin College provides basic life and accidental death and dismemberment insurance coverage to benefits-eligible employees in the amount of 1 times your annual salary up to a maximum amount of $200,000.
Benefit eligible active employees also have the opportunity to enroll in additional valuable Life/AD&D benefits that can help protect you, your family, and your finances. You have the option to purchase AD&D coverage for yourself regardless of whether you purchase Term Life coverage.
You may also purchase Term Life and AD&D insurance for your spouse/domestic partner, and/or your children between the ages of birth and 26. In order to purchase Term Life and AD&D coverage for your spouse/partner and children, you must enroll in Term Life and AD&D coverage for yourself.
Learn more about the benefit options and how you can sign up. Find out about insurance, accident coverage, and more. Have questions regarding your status? Unum is here to help. Call: (800) 421-0344; hours are 8 a.m. to 8 p.m., Monday through Friday.
Employee Term Life choose from $10,000 to $500,000 in $1,000 increments up to 5 times your annual salary. You can get up to $100,000 with no health questions, if eligible (see delayed effective date). $100,000 is the guaranteed issue amount.
Employee AD&D get up to $500,000 for yourself in $1,000 increments up to a maximum amount of 5 times your annual salary. Employees age 70 or older should ask the plan administrator in Human Resources for the amount of coverage available to them.
Spouse Term Life get up to $250,000 of coverage in $1,000. Your spouse can get up to $25,000 with no health questions, if eligible (see delayed effective date). $25,000 is the guaranteed issue amount.
Spouse AD&D get up to $250,000 of AD&D coverage for your spouse in $5,000 increments, if eligible (see delayed effective date).
Dependent Child Term Life Get up to $100,000 of coverage in $2,000 increments if eligible (see delayed effective date). One policy covers ALL of your children until their 19th birthday - or until their 26th birthday if they are a full-time student.
Dependent Child AD&D get up to $10,000 of coverage for your children in $2,000 increments if eligible (see delayed effective date).
Note: The maximum amount of Optional Term Life and AD&D coverage you may purchase for your spouse and children is 50 percent of the amount you choose for yourself (within the coverage maximums stated above.
If you have enrolled in the non-medical maximum amount (or guarantee issue) amount, evidence of insurability (EOI) is required. Please complete the Statement of Health (EOI). You will need the following access code to proceed:SUHYWHB.
Prior to completing the statement of health (EOI), review the health checklist to ensure you have all the necessary information.