Department of Human Resources

403b (TIAA-CREF)

All retirement contributions and earnings are vested immediately. Therefore your contributions and college contributions are yours upon retirement.

Human Resources recommends that you schedule a one-on-one counseling session with a TIAA-CREF representative within three months of your retirement to review your retirement planning options. To schedule an appointment with a representative, please contact TIAA-CREF at (800) 732-8353.

TIAA-CREF does not offer tax advice. It is recommended you make an appointment with your tax consultant regarding your particular situation.

You may review information in the links below to become familiar with your withdrawal options as a retiree. (You may be required to sign a Guestbook then click "submit" to view the information).

Presentation on Income Options 
Presentation on Life Annuity Overview 

On TIAA-CREF’s website, you're invited to join, a private online community for TIAA-CREF participants who are thinking about retirement. At  you can connect with peers to share tips and aspirations about entering this exciting new phase of your life. Please visit the link above to enroll and access the website for topics such as:

  • Planning for retirement
  • Caring for parents
  • Second careers
  • Living well in retirement
  • Long-term care insurance
  • Volunteering