Dental Plan

An employee may only enroll for Dental coverage when they are first eligible or during the annual Open Enrollment period. During the Open Enrollment period, you may enroll or cancel the Dental plan. Employees who are currently enrolled and wish to continue their current coverage need to do nothing during Open Enrollment.

There are three dental plans:

(1)(2) Superior Dental Care: New in 2011 is the offering of two dental plans from Superior Dental Care. The Core plan provides coverage for basic services such as cleaning, fluoride treatments for covered children up to age 19, x-rays, and exams. The Enhanced plan will provide all of the services offered with the Core plan, but has coverage for major services such as oral surgery, prosthodontics, and crowns. The Enhanced plan also has coverage for orthodontic services for children under age 20.

To find a network dentist, visit the Superior Cental Care web site at www.superiordental.com. Click here for a short version of the dental plan summary. If you would like to create a personal online Superior Direct Connect Account, please access the link here.

(3) CIGNA HMO Dental Plan: The CIGNA HMO plan provides coverage on a fee basis schedule for basic services and major dental services such as crowns, dentures, and orthodontics (adult and child). However, just as with any HMO plan, coverage is limited to network providers. To check CIGNA HMO Dental Plan providers, go to www.cigna.com, then provider directory, choose dental and then put in your zip code. Also, consult the patient charge schedule. At the next screen, choose HMO. When choosing a dental plan, make sure you review the list of network providers, and understand the types of covered services, and the amount of out-of-pocket expenses you can expect.