Dental Plan

An employee may only enroll for Dental coverage when they are first eligible or during the annual Open Enrollment period. During the Open Enrollment period, you may enroll or cancel the Dental plan. Employees who are currently enrolled and wish to continue their current coverage need to do nothing during Open Enrollment.

There are two dental plans:

(1) Metlife Dental Plan: We are continuing to offer the Metlife Dental Plan. The Metlife plan provides coverage for basic services such as cleaning, fluoride treatments for covered children up to age 19, x-rays, and exams, and network discounts for other services. You may view or print a copy of the MetLife Plan Design. To find a network dentist visit the dentist directory online at www.metlife.com/dental. Click here for short version of the dental plan summary.

(2) CIGNA HMO Dental Plan: The CIGNA HMO plan provides coverage on a fee basis schedule for basic services and major dental services such as crowns, dentures, and orthodontics (adult and child). However, just as with any HMO plan, coverage is limited to network providers. To check CIGNA HMO Dental Plan providers, go to www.cigna.com, then provider directory, choose dental and then put in your zip code. Also, consult the patient charge schedule. At the next screen, choose HMO. When choosing a dental plan, make sure you review the list of network providers, and understand the types of covered services, and the amount of out-of-pocket expenses you can expect.