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Power Point Presentation by P. Brett Hammond, Managing Director and Chief Investment Strategist for TIAA CREF - After The Fall: Investing for Retirement in a Post-Crisis Market (October 1, 2009)
Power
Point Presentation by P. Brett Hammond, Managing Director and Chief
Investment Strategist for TIAA CREF (October 12, 2007).
There
are now nine TIAA CREF mutual funds available to you in your Oberlin College
Retirement Plans. New Investment Options under the Oberlin College Retirement Plan
Your TIAA-CREF when you leave the college.
Three new communications from TIAA-CREF:
Letter from Roger Ferguson
On March 19, this message from Roger Ferguson, TIAA-CREF's president and CEO, was emailed to approximately 1.1 million participants and posted to our public website. The message offers a long-term perspective on the economy and eventual economic recovery and discusses the implications for individual investors. It also encourages participants to take steps now to strengthen their portfolios, and reminds them to call the Telephone Counseling Center (at 800 842-2776) or their Wealth Management Advisor for help. Finally, the message affirms the strength, stability and other advantages of TIAA-CREF.
Advance notice of variable annuity income changes
Sent in March, the attached letter and supporting questions and answers to all participants receiving some or all of their retirement income from the CREF and/or TIAA Real Estate variable annuity accounts. We anticipate that the steep decline in the overall financial markets will be reflected in variable annuity income levels, particularly for those invested in equities. This mailing gives affected participants advance notice of the anticipated income changes, which become effective on May 1, along with guidance related to annuity income and portfolio management.
Income Advance Notice Letter
Income Advance Notice Questions and Answers
Updated resources on market volatility
The attached document, entitled Tips for Retirement Savings in Turbulent Markets, is designed to help you respond to employees concerned about their retirement savings. It provides simple, practical suggestions for how they can manage through the current market downturn. You may use it for your own internal communications with employees, including posting it to an intranet or using it for email or newsletter updates on the topic.
Volatility Tips
Additional resources available on the tiaa-cref.org website, including the following articles, videos and an online Financial Education Web Seminar. Feel free to post any or all of these links on your own site.
Articles:
Strengthening Your Portfolio in Challenging Time
Market Volatility: Where Will It End?
Guidance for Investors: Words of Wisdom for Navigating Turbulent Markets
TIAA-CREF's Financial Strength and Commitment to You
Videos:
New Year's Resolutions for Your Retirement
Featuring Maliz Beams, Executive Vice President, Client Services
Helping You Stay on Track in Uncertain Times
Featuring Roger Ferguson, President & CEO
Sticking to Your Game Plan in Challenging Times
Featuring Scott Evans, Executive Vice President, Asset Management
Financial Education Web Seminar:
Staying on Track in a Volatile Market
TIAA-CREF is taking a number of actions to educate participants on changes in the annuity payments and other retirement income during this volatile economic period. They have put together this web page of Q&A's.
http://www.tiaa-cref.org/support/news/articles/gen0902_164.html
Are you maximizing your 403(b) TIAA -CREF contribution? The IRS has increased the amount most employees can contribute to $16,500. This means that an employee may place $16,500 (in total) into their retirement accounts. Employees over the age of 50 may and 15 years of service with Oberlin College have the ability to contribute an additional amount above the $16,500. Those employees have received a letter from TIAA-CREF and the Department of Human Resources listing their maximum contribution for 2009.
Asset Management - Statement on Market
Volatility and Recent Events in the Financial Services Sector September
16, 2008
Many investors are concerned about recent developments in the financial
services industry and the increased volatility in the financial markets
that has ensued. Investors are asking how these events will affect their
portfolios and about the long-term health and viability of the financial
services sector as a whole.
This
statement provides TIAA-CREF's perspective on these events and explains
their effect to date on our funds and accounts. It also highlights the
strength and stability of TIAA-CREF and describes how our portfolios are
positioned to seek to avoid or mitigate the types of problems that have
hurt other financial institutions.
Heroes Earnings and Assistance Relief Tax Act of 2008 (HEART) for SRA.
Heroes Earnings and Assistance Relief Tax Act of 2008 (HEART) for RA.
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