Cost of Coverages

Health Insurance & Prescription Coverage Costs

The cost of coverage for health insurance will vary depending on an employee’s service date, age, retirement date, eligibility for Medicare, and coverage level.

Persons who retire between ages 52 and 61, with a minimum of 10 years of service pay a premium that is tied to age. (Those retirees who fall into this category are placed on the RAMP schedule as shown below.)

Retirees between ages 52 and 61

RAMP Schedule 2011



Retirees at age 62 years or more

Schedule of Premium (Calendar Year 2011)

Retirement Program Participants

Single (age 62 thru 64)

$212

Single (over 65)

$116

Family

$454

Family (retiree OR spouse over 65, no dependent)

$269

Family (retiree AND spouse over 65, no dependent)

$219

Surviving Retiree's Spouse/DP after one year

Single (under 65)

$589

Single (over 65)

$321

Family

$1,259

Prescription Drug Co-pays - Calendar Year 2011

Generic

Preferred

Non-Preferred

Retail Co-pay by tier

$10.00

$35.00

$50.00

Mail Order Co-pay by tier

$20.00

$70.00

$100.00